@layer reset,base,layout,components,responsive;
@layer components{fieldset.field{border:0;padding:0;min-width:0}fieldset.field>legend{font-size:13px;color:var(--muted);padding:0 0 4px}.quiz-summary{display:block!important}.quiz-summary>div{display:grid;grid-template-columns:minmax(150px,.7fr) 1.3fr;gap:18px;padding:12px 0;border-bottom:1px solid var(--line)}.quiz-summary>div:last-child{border-bottom:0}.quiz-summary dd{overflow-wrap:anywhere}.quiz-summary dt{font-weight:600}.journal-print{display:none}.journal-entry .remove-row{width:auto;height:auto;font-size:13px;padding:8px 12px}.credit-row .remove-row{font-size:0;padding:0;text-decoration:none}.credit-row .remove-row:before{content:'×';font-size:22px}.purchase-modes{border:0;padding:0;margin:20px 0;display:flex;gap:18px;flex-wrap:wrap}.purchase-modes legend{font-size:14px;font-weight:600;margin-bottom:12px}.purchase-modes label{display:flex;align-items:center;gap:8px;font-size:14px}.journal-print-entry{break-inside:avoid;overflow-wrap:anywhere}.quiz-privacy{max-width:800px;line-height:1.65}.quiz-card .field{margin-top:24px}}
@layer responsive{@media(max-width:760px){.quiz-summary>div{grid-template-columns:1fr;gap:5px}}@media print{.journal-screen{display:none!important}.journal-print{display:block!important}.journal-print dd{margin:0 0 12px}.journal-print dt{font-weight:600}}}
@layer reset{*{box-sizing:border-box}body,h1,h2,h3,h4,p{margin:0}button,input,select,textarea{font:inherit}button,a,input,select,textarea{-webkit-tap-highlight-color:transparent}button,a{touch-action:manipulation}button{cursor:pointer}img,svg{max-width:100%}[hidden]{display:none!important}a{color:inherit}button:disabled{cursor:not-allowed}html{scroll-behavior:smooth;scroll-padding-top:95px}}
@layer base{:root{--paper:#f6f3ea;--white:#fffdf7;--ink:#18372e;--forest:#173f34;--muted:#647166;--line:#d6dacb;--lime:#d9e4a8;--soft:#e9eddf;--accent:#d96847;--radius:18px;--shadow:0 14px 48px #18372e09}body{background:var(--paper);color:var(--ink);font:16px/1.55 'Segoe UI',Arial,sans-serif}h1,h2,h3,h4{line-height:1.13}h1{font:500 clamp(40px,4.9vw,69px)/1.02 Georgia,'Times New Roman',serif;letter-spacing:-.048em}h2{font:500 clamp(29px,3.1vw,42px)/1.12 Georgia,'Times New Roman',serif;letter-spacing:-.035em}h3{font-size:23px;letter-spacing:-.025em}h4{font-size:18px}p{margin:0 0 16px}a{text-underline-offset:4px}::selection{background:var(--lime)}:focus-visible{outline:3px solid var(--accent);outline-offset:4px}button,input,select,textarea{border-radius:9px}input,select,textarea{width:100%;border:1px solid #b8c2af;background:#fffefb;color:var(--ink);padding:12px 14px;min-height:48px}input:focus,select:focus,textarea:focus{border-color:var(--forest);outline:2px solid #173f3425}input[type=checkbox],input[type=radio]{width:19px;height:19px;min-height:0;accent-color:var(--forest);flex:0 0 19px}textarea{resize:vertical;min-height:94px}button{border:0}small,.muted{color:var(--muted)}.muted{font-size:14px}.eyebrow{font-size:11px;text-transform:uppercase;font-weight:700;letter-spacing:.15em;color:var(--muted);line-height:1.6;margin-bottom:16px}.page-width{max-width:1200px;margin-inline:auto;padding-inline:36px}.skip-link{position:absolute;top:-100px;left:20px;z-index:20;padding:10px;background:var(--white)}.skip-link:focus{top:8px}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}}
@layer layout{.site-header{max-width:1280px;padding:25px 42px;margin:auto;display:flex;justify-content:space-between;align-items:center;gap:30px;border-bottom:1px solid var(--line)}.brand{display:flex;align-items:center;gap:12px;text-decoration:none;flex-shrink:0;font-size:14px;line-height:1.15}.brand strong{font-size:16px;font-weight:650}.brand-symbol{display:grid;place-items:center;background:var(--forest);color:var(--paper);width:43px;height:43px;border-radius:13px;font:31px Georgia,serif}.site-header nav{display:flex;align-items:center;gap:30px;font-size:13px}.site-header nav a{text-decoration:none}.site-header nav a:hover{text-decoration:underline}.header-contact{border:1px solid #acb5a5;padding:10px 16px;border-radius:24px}.hero{display:grid;grid-template-columns:1.12fr .88fr;gap:30px;min-height:610px;align-items:center;padding-top:48px;padding-bottom:55px}.hero h1 em{font-weight:500;color:var(--forest)}.hero-lead{max-width:510px;color:#5a695e;font-size:16px;line-height:1.65;margin-top:25px;margin-bottom:27px}.hero-actions{display:flex;gap:24px;align-items:center}.hero-note{color:#657162;font-size:12px;margin-top:20px}.hero-note span{color:var(--forest);margin-right:6px}.small-dot{display:inline-block;width:6px;height:6px;border-radius:50%;background:var(--accent);margin-right:5px;vertical-align:2px}.hero-person{height:480px;position:relative;align-self:end;max-width:465px;width:100%;margin-left:auto;isolation:isolate}.hero-person>img{position:absolute;right:11px;bottom:28px;height:455px;width:auto;max-width:100%;object-fit:contain;z-index:1}.portrait-backdrop{position:absolute;inset:24px 0 31px 24px;background:#e5e9d4;border-radius:47% 47% 18px 18px;overflow:hidden;z-index:0}.orbit{position:absolute;border:1px solid #b2be93;border-radius:50%;width:360px;height:360px;left:45px;top:50px}.orbit-two{width:420px;height:420px;left:15px;top:20px}.portrait-plus{font:48px Georgia,serif;position:absolute;top:63px;left:30px;color:var(--accent)}.portrait-line{position:absolute;width:150px;border-top:1px solid #aab890;transform:rotate(-35deg);bottom:65px;left:-30px}.person-caption{position:absolute;z-index:2;background:var(--forest);color:var(--white);left:15px;right:0;bottom:0;border-radius:13px;padding:20px 22px;box-shadow:var(--shadow)}.person-caption strong{display:block;font-size:18px;margin-bottom:3px}.person-caption span{display:block;color:#d2ddcb;font-size:12px}.person-note{position:absolute;z-index:2;left:-23px;top:99px;transform:rotate(-7deg);background:var(--white);box-shadow:0 10px 24px #173f3410;padding:12px 15px;border:1px solid #e6e3d5;border-radius:5px}.person-note span,.person-note strong{display:block;font-size:12px;font-weight:400}.person-note strong{font-weight:600}.person-note svg{width:47px;height:16px;stroke:var(--accent);fill:none;stroke-width:1.5;display:block;margin-top:5px}.section-heading{display:flex;align-items:end;justify-content:space-between;gap:25px;margin-bottom:27px}.section-heading .eyebrow{margin-bottom:10px}.section-heading>p{margin-bottom:0;color:var(--muted);font-size:13px}.materials{padding-block:36px 60px;border-top:1px solid var(--line)}.material-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}.material-card{display:flex;flex-direction:column;text-decoration:none;padding:26px 28px;border:1px solid #cfd5c6;background:var(--white);border-radius:16px;min-height:252px;transition:transform .18s,border-color .18s,box-shadow .18s}.material-card:hover{transform:translateY(-3px);border-color:#91a485;box-shadow:var(--shadow)}.card-top,.card-bottom{display:flex;align-items:center;justify-content:space-between;gap:16px}.card-top{margin-bottom:18px}.material-number{font-size:11px;font-weight:650;color:var(--muted);letter-spacing:.1em;text-transform:uppercase}.material-icon{width:37px;height:37px;stroke:var(--forest);fill:none;stroke-width:1.65;stroke-linecap:round;stroke-linejoin:round}.material-card h3{margin-bottom:12px}.material-card p{max-width:410px;color:var(--muted);font-size:14px;line-height:1.6}.card-bottom{margin-top:auto;padding-top:7px;font-size:12px;font-weight:600}.card-arrow{display:grid;place-items:center;width:30px;height:30px;border:1px solid var(--line);border-radius:50%;font-size:19px}.quiz-banner{background:var(--forest);color:var(--white);border-radius:20px;padding:42px 46px;display:grid;grid-template-columns:1.1fr .9fr;gap:55px;margin-bottom:62px;max-width:1128px}.quiz-banner .eyebrow{color:#c3d0b7}.quiz-banner h2{margin-bottom:18px}.quiz-banner p:not(.eyebrow){font-size:14px;color:#d4ddcb;line-height:1.7;margin-bottom:25px}.quiz-preview{align-self:center;background:#f8f7ee;color:var(--ink);padding:24px;border-radius:13px;transform:rotate(2deg);box-shadow:10px 14px 0 #ffffff0a}.preview-label{display:block;font-size:14px;font-weight:650;margin-bottom:18px}.preview-choice{display:flex;align-items:center;gap:9px;border:1px solid #d4d9c9;border-radius:7px;padding:10px;font-size:11px;margin-top:8px}.preview-choice i{width:12px;height:12px;border:1px solid #acb8a0;border-radius:50%}.preview-choice.selected{background:#e4ead9;border-color:#adc29f}.preview-choice.selected i{border:3px solid var(--forest)}.preview-dots{display:flex;gap:5px;margin-top:17px}.preview-dots b{height:4px;flex:1;border-radius:3px;background:#d7dfcd}.preview-dots b:first-child{background:var(--forest)}.faq{padding-bottom:65px}.faq-grid{display:grid;grid-template-columns:1fr 1fr;gap:28px}.faq details{border-block:1px solid var(--line);padding:21px 0}.faq summary{cursor:pointer;font-weight:600;list-style:none;position:relative;padding-right:26px}.faq summary:after{content:'+';position:absolute;right:0;font-size:24px;line-height:1}.faq details[open] summary:after{content:'−'}.faq details p{color:var(--muted);font-size:14px;margin-top:18px;max-width:470px}.site-footer{display:flex;gap:35px;flex-wrap:wrap;justify-content:space-between;border-top:1px solid var(--line);padding-top:29px;padding-bottom:28px}.footer-name{font-size:16px;font-weight:650;text-decoration:none}.site-footer p{font-size:12px;color:var(--muted);margin-top:5px}.footer-links{display:flex;gap:25px;align-items:start;font-size:12px;color:var(--muted)}.footer-fine{flex-basis:100%;max-width:820px;margin:0!important;line-height:1.6}.route-view{padding-top:28px;padding-bottom:60px;min-height:65vh;max-width:1080px}.back-link{display:inline-block;font-size:13px;color:var(--muted);text-decoration:none;margin-bottom:31px}.back-link:hover{color:var(--forest)}.route-heading{max-width:800px;margin-bottom:30px}.route-heading h1{font-size:clamp(36px,4vw,51px);line-height:1.1;margin-bottom:18px}.route-heading>p:last-child{font-size:16px;color:var(--muted);max-width:720px;line-height:1.6}.route-heading .eyebrow{margin-bottom:12px}}
@layer components{.btn{display:inline-flex;align-items:center;justify-content:center;gap:14px;min-height:49px;padding:13px 21px;border-radius:8px;font-size:14px;font-weight:600;line-height:1.35;text-decoration:none;transition:background .15s,transform .15s;border:1px solid transparent}.btn:hover{transform:translateY(-1px)}.btn-primary{background:var(--forest);color:var(--white)}.btn-primary:hover{background:#245443}.btn-secondary{background:transparent;border-color:#aab7a0;color:var(--ink)}.btn-secondary:hover{background:var(--soft)}.btn-light{background:var(--lime);color:var(--ink)}.btn-text{padding-inline:4px;color:var(--forest);background:transparent;text-decoration:underline}.btn:disabled{opacity:.45;transform:none}.text-link{font-size:13px;font-weight:600;text-decoration:none;border-bottom:1px solid #a7b49a;padding-bottom:5px}.tool-card{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:32px;box-shadow:var(--shadow);margin-bottom:22px}.tool-card h2{font-size:28px;margin-bottom:20px}.tool-card h3{font-size:21px;margin:22px 0 16px}.tool-card h3:first-child{margin-top:0}.tool-card p{line-height:1.65}.tool-intro{color:var(--muted);font-size:14px}.field{display:block;margin-bottom:18px}.field>span:first-child,.field>label,.field-label{display:block;font-size:13px;font-weight:600;margin-bottom:8px}.field small{display:block;font-size:12px;margin-top:6px}.field-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0 20px}.form-actions{display:flex;gap:12px;align-items:center;flex-wrap:wrap;margin-top:24px}.form-actions .muted{flex:1}.notice{border:1px solid #cdd6bc;background:#eef2e5;border-radius:10px;padding:16px 18px;color:#4e6049;font-size:13px;line-height:1.65;margin:18px 0}.notice p:last-child{margin-bottom:0}.error,.field-error,[role=alert]{color:#a83e28;font-size:13px;margin-top:10px}.choice-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;margin-top:20px}.choice{display:flex;gap:12px;align-items:start;min-height:63px;padding:17px;border:1px solid #cbd4c0;border-radius:10px;cursor:pointer;font-size:14px;font-weight:500;line-height:1.5}.choice:hover{background:#f0f3e8}.choice:has(input:checked){border-color:var(--forest);background:#e8efdf;box-shadow:inset 0 0 0 1px var(--forest)}.choice input{margin-top:2px}.choice small{display:block;font-size:12px;font-weight:400;line-height:1.5;margin-top:5px}.progress-track{width:100%;height:5px;background:#e0e5d7;border-radius:5px;overflow:hidden;margin:13px 0 29px}.progress-fill{height:100%;background:var(--forest);border-radius:5px;transition:width .2s}.step-meta{display:flex;justify-content:space-between;gap:20px;color:var(--muted);font-size:12px}.quiz-step h2,.quiz-question{font-family:'Segoe UI',Arial,sans-serif;font-size:25px;font-weight:600;letter-spacing:-.025em;line-height:1.25}.quiz-step>p{color:var(--muted);font-size:14px}.result-card{background:#eef2e5;border:1px solid #ccd8ba;padding:24px;border-radius:12px;margin:18px 0}.result-card h2,.result-card h3{color:var(--forest)}.result-card dl,.summary-list{display:grid;grid-template-columns:minmax(125px,.75fr) 1.5fr;gap:12px 22px;margin:16px 0}.result-card dt,.summary-list dt{font-size:13px;color:var(--muted)}.result-card dd,.summary-list dd{margin:0;font-size:14px}.check-list{padding-left:21px;line-height:1.7;font-size:14px}.check-list li{padding-left:4px;margin-bottom:10px}.tool-tabs{display:flex;gap:8px;flex-wrap:wrap;margin:0 0 25px;padding-bottom:14px;border-bottom:1px solid var(--line)}.tool-tab{background:transparent;border:1px solid #c5cfb8;color:var(--muted);padding:11px 15px;font-size:13px;min-height:44px}.tool-tab[aria-selected=true],.tool-tab.active{background:var(--forest);color:var(--white);border-color:var(--forest)}.source-list{font-size:12px;color:var(--muted);list-style:none;padding:0;margin-top:12px;line-height:1.7}.source-list li{margin-bottom:6px}.source-list a{overflow-wrap:anywhere}.source-note{font-size:12px;color:var(--muted);margin-top:18px}.tool-contact{margin:28px 0 0;padding-top:24px;border-top:1px solid var(--line)}.tool-contact p{font-size:14px;color:var(--muted)}.tool-output{padding:23px;background:var(--forest);color:var(--white);border-radius:12px;margin:24px 0}.tool-output .muted{color:#d2ddc9}.stat-value{font-size:clamp(27px,4vw,39px);font-weight:600;letter-spacing:-.035em;line-height:1.15}.credit-row{display:grid;grid-template-columns:minmax(120px,1.3fr) minmax(90px,1fr) 40px;gap:12px;align-items:end;margin-bottom:12px}.credit-row .field{margin-bottom:0}.remove-row{width:38px;height:46px;background:#edf0e6;color:#7d4b3a;font-size:20px;border:1px solid #d1d8c6}.remove-row:hover{background:#e8d8cc}.journal-entry{padding:21px;background:#f3f5ec;border:1px solid var(--line);border-radius:12px;margin-bottom:16px}.table-wrap{overflow-x:auto;max-width:100%;margin-top:20px}.editable-table{border-collapse:collapse;width:100%;min-width:560px;font-size:13px}.editable-table th,.editable-table td{padding:9px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}.editable-table th{font-weight:600}.editable-table input,.editable-table select{padding:9px;font-size:13px;min-width:110px}.check-item{display:flex;gap:14px;align-items:start;border:1px solid #cdd5c2;background:#fffef8;border-radius:12px;padding:20px;margin-bottom:12px}.check-item input{margin-top:4px}.check-copy{flex:1;min-width:0}.check-copy h3,.check-copy h4{font-size:17px;margin:0 0 9px}.check-copy p{font-size:14px;color:var(--muted);margin-bottom:10px}.check-meta{font-size:12px}.check-item:has(input:checked){background:#eef3e5;border-color:#9bb18a}.progress-line{display:flex;justify-content:space-between;gap:15px;font-size:13px;font-weight:600;margin-bottom:10px}.progress-meter{height:6px;background:#dfe5d5;border-radius:8px;margin-bottom:25px;overflow:hidden}.progress-meter>span,.progress-meter>div{display:block;height:100%;background:var(--forest);transition:width .2s}.consent-label{display:flex;align-items:start;gap:10px;font-size:13px;color:var(--muted);line-height:1.6;margin:20px 0}.consent-label input{margin-top:3px}.prose h2{font-size:25px;margin:28px 0 14px}.prose h2:first-child{margin-top:0}.prose p{font-size:15px;max-width:780px}.toast{position:fixed;bottom:22px;left:50%;transform:translateX(-50%);background:var(--forest);color:white;border-radius:10px;padding:12px 22px;max-width:90%;box-shadow:var(--shadow);font-size:14px;z-index:30}}
@layer responsive{@media(min-width:1440px){.hero{padding-top:66px;padding-bottom:65px;min-height:645px}.hero-person{height:500px}.hero-person>img{height:475px}}@media(max-width:1000px){.site-header{padding:20px 28px}.site-header nav{gap:19px}.page-width{padding-inline:28px}.hero{gap:10px;min-height:570px}.hero-person{height:435px}.hero-person>img{height:418px;right:0}.hero h1{font-size:57px}.hero-actions{gap:17px;flex-wrap:wrap}.person-note{left:-4px;top:76px}.quiz-banner{margin-inline:28px;padding:35px;gap:30px}.hero-lead{font-size:15px}}@media(max-width:760px){.site-header{padding:17px 20px;gap:20px}.site-header nav{gap:17px}.site-header nav>a:first-child{display:none}.site-header nav>a{font-size:12px}.header-contact{padding:8px 12px}.brand{gap:8px;font-size:12px}.brand strong{font-size:13px}.brand-symbol{width:36px;height:36px;border-radius:10px;font-size:26px}.page-width{padding-inline:22px}.hero{grid-template-columns:1fr;gap:28px;padding-top:34px;padding-bottom:36px}.hero h1{font-size:clamp(47px,9.4vw,68px);line-height:1.02}.hero-lead{max-width:560px;font-size:15px;margin-top:22px}.hero-person{height:415px;max-width:400px;margin-inline:auto}.hero-person>img{height:400px;right:8px}.person-note{left:1px;top:80px}.portrait-backdrop{inset:15px 0 29px 20px}.person-caption{left:5px}.hero-note{max-width:320px;font-size:11px;line-height:1.6}.hero-actions{gap:20px}.hero-actions .btn{font-size:13px;padding:14px 17px}.section-heading{align-items:start;display:block}.section-heading>p{margin-top:16px}.materials{padding-top:28px;padding-bottom:35px}.material-grid{gap:13px}.material-card{padding:22px;min-height:275px}.material-card h3{font-size:22px}.material-card p{font-size:13px}.material-number{font-size:10px}.material-icon{width:32px;height:32px}.card-bottom{font-size:11px;gap:10px}.quiz-banner{margin:0 22px 38px;padding:29px;display:block;border-radius:15px}.quiz-banner h2{font-size:34px}.quiz-preview{margin:30px auto 4px;max-width:380px}.faq{padding-bottom:37px}.faq-grid{grid-template-columns:1fr;gap:0}.site-footer{gap:24px;padding-top:26px}.footer-links{flex-wrap:wrap;gap:18px;font-size:11px}.route-view{padding-top:24px;padding-bottom:35px}.route-heading{margin-bottom:24px}.route-heading h1{font-size:38px}.route-heading>p:last-child{font-size:14px}.back-link{margin-bottom:23px}.tool-card{padding:23px 20px}.tool-card h2{font-size:25px}.choice-grid{grid-template-columns:1fr}.choice{min-height:56px;padding:15px}.field-grid{grid-template-columns:1fr}.form-actions{gap:10px}.form-actions .btn{font-size:13px;min-height:47px}.result-card{padding:19px}.result-card dl,.summary-list{grid-template-columns:1fr;gap:6px}.result-card dd,.summary-list dd{margin-bottom:12px}.tool-tabs{display:grid;grid-template-columns:1fr 1fr;gap:7px}.tool-tab{font-size:12px;padding:11px 9px}.check-item{padding:16px;gap:11px}.check-copy h3,.check-copy h4{font-size:16px}.journal-entry{padding:15px}.credit-row{grid-template-columns:minmax(100px,1.3fr) minmax(80px,1fr) 33px;gap:7px}.credit-row input{padding:10px;font-size:13px}.remove-row{width:32px}.tool-output{padding:20px}}@media(max-width:480px){.site-header nav>a:not(.header-contact){display:none}.hero-person{height:370px;max-width:345px}.hero-person>img{height:355px}.person-caption{padding:16px 19px}.person-caption strong{font-size:17px}.person-caption span{font-size:11px}.person-note{top:55px;left:-3px;font-size:11px}.material-grid{grid-template-columns:1fr}.material-card{min-height:230px;padding:24px}.material-card h3{font-size:25px}.material-card p{font-size:14px}.material-number{font-size:11px}.card-bottom{font-size:12px}.hero .eyebrow{font-size:10px}.hero-actions{align-items:start;flex-direction:column;gap:19px}.hero-note{margin-top:20px}.tool-card{padding:20px 17px}.route-view{padding-inline:16px}.route-heading h1{font-size:35px}.footer-fine{font-size:11px!important}}@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important;animation:none!important}}@media print{.site-header,.site-footer,.back-link,.btn,.form-actions,.tool-tabs,.tool-contact,.hero-person,.toast{display:none!important}body{background:#fff;color:#111;font-size:12px}.page-width{max-width:none;padding:0}.tool-card,.result-card,.journal-entry{box-shadow:none;border:1px solid #aaa;break-inside:avoid}.tool-output{background:#eee;color:#111}.route-heading{margin-top:0}input,textarea,select{border:1px solid #aaa}}}
@layer components{.budget-balance-label{font-weight:600}.result-card.is-deficit{background:#fff0eb;border-color:#d49c8d}.result-card.is-deficit h3,.result-card.is-deficit .stat-value,.result-card.is-deficit .budget-balance-label{color:#982e21}.result-card.is-deficit .muted{color:#76574e}.result-card.is-balanced{background:#fff7e4;border-color:#cabb91}.result-card.is-balanced .stat-value,.result-card.is-balanced .budget-balance-label{color:#74551e}}

@layer layout{.brand-symbol{font-size:23px;letter-spacing:-2px;padding-right:2px}}